Ville : Hamilton, ON, CA, L8P4V2

Catégorie : Manager

Industrie : Finance

Employeur : Banque Scotia

Requisition ID: 145556

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Purpose

• Leads and oversees Lending Services department of Scotia Dealer Advantage in Canada ensuring business strategies, plans and initiatives are executed / delivered in compliance with governing regulations, internal policies and procedures.

Accountabilities

• Leads and drives a customer focused culture throughout their team to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Contributes to loan growth and profitability by: reviewing loan application queues to determine application sequence and priority; reviewing loan applications, other key information, and recommendations by Credit Analysts in order to make a credit decision. 
• Manages the day-to-day workflow to ensure sound and timely due diligence in loan underwriting by: monitoring the flow of dealer loan applications to ensure Credit Analysts are properly and accurately investigating, evaluating and documenting credit worthiness of potential customer loans.
• Supports the business objectives of the department ensuring operational effectiveness by: recommending appropriate changes to workflows that will provide efficient operations and meet customer service standards; reporting any unusual occurrences or potential fraudulent activity directly to the Risk department; conducting random quality monitoring.
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Creates an environment in which his/her team pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
• Builds a high performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vison/values/business strategy and managing succession and development planning for the team.

Job Requirements

• Completion of a post-secondary education (college or university) preferred.
• Previous supervisory experience.
• Direct experience in prime or non-prime financing preferred. 
• Knowledge of MS Word, Excel, credit decisioning and loan application software

Working Conditions

• Work in a standard office-based environment; non-standard hours are a common occurrence

Location(s):  Canada : Ontario : Hamilton 

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.  

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.